Terms & Conditions

Welcome to Karabit. By accessing and using our website and investment consulting services, you agree to comply with the following Terms of Use. Please read them carefully before using our services.

  • 1. Acceptance of Terms

By using the Karabit website or engaging with our consulting services, you accept these Terms of Use in full. If you do not agree with any part of these terms, please discontinue using our services.

  • 2. Services Overview

Karabit provides independent investment consulting services to institutional clients, including pension schemes, trustees, and other organizations. All information and advice offered on our website or through consultations is for general information purposes only and does not constitute financial or legal advice unless specifically agreed upon in a signed contract.

  • 3. Eligibility

You must be 18 years or older to use our services. By using our site, you confirm that you meet this eligibility requirement.

  • 4. User Responsibilities

You agree to use our website and services lawfully and ethically. You are prohibited from:

  • Misusing the website or accessing unauthorized sections
  • Providing false or misleading information during any interaction
  • Distributing viruses or engaging in malicious activities that compromise our systems
  • Violating any applicable laws or regulations
  • 5. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, and proprietary information, is the property of Karabit or its licensors. You may not reproduce, distribute, or modify any content without express written consent.

  • 6. Limitation of Liability

Karabit strives to provide accurate, up-to-date information. However, we make no guarantees or warranties regarding the accuracy, reliability, or completeness of the content on our website or the advice provided. Use of the website and services is at your own risk.

To the maximum extent permitted by law, Karabit, its directors, employees, or agents will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the website or services, even if advised of the possibility of such damages.

  • 7. Indemnification

You agree to indemnify and hold harmless Karabit, its affiliates, and employees from any claims, damages, liabilities, and costs (including legal fees) arising from your use of our services or violation of these Terms of Use.

  • 8. Third-Party Links

Our website may contain links to third-party websites. Karabit is not responsible for the content or practices of any third-party sites and does not endorse or guarantee the accuracy of information found on those sites.

  • 9. Privacy

Your use of our website is also governed by our Privacy Policy, which outlines how we collect and use your personal information. Please review our Privacy Policy for more details.

  • 10. Termination

Karabit reserves the right to suspend or terminate your access to our website or services at any time, for any reason, without prior notice. If we terminate your access, these Terms of Use will still apply to any prior use of our website or services.

  • 11. Governing Law

These Terms of Use are governed by the laws of [Jurisdiction], and any disputes arising from these terms or your use of our services will be subject to the exclusive jurisdiction of the courts in that region.

  • 12. Modifications to Terms

Karabit reserves the right to update or modify these Terms of Use at any time. Any changes will be posted on this page, and your continued use of the website or services will constitute your acceptance of the revised terms.